Kia Sportage Finance
The Kia Sportage delivers outstanding value with premium features, award-winning design, and the industry's best 7-year warranty. Whether you're buying new or used, we'll help you find competitive finance from over 40 lenders.
7-year warranty backed compact SUV - exceptional value
Finance a Premium SUV Without the Premium Price
The Kia Sportage has transformed what Australians expect from a compact SUV. With striking design, technology that rivals luxury brands, and the peace of mind of a 7-year warranty, it's redefining value in the SUV segment.
At Your Lending Friend, we help you make this exceptional value even more accessible. We compare finance options from 40+ lenders to find competitive rates that fit your budget, whether you're buying a new Sportage or finding a quality used model.
Why Finance a Sportage With Us?
Value, warranty, and smart financing combined
7-Year Warranty
Kia's industry-leading warranty provides peace of mind for you and lenders alike. Fewer surprise repair costs means easier budgeting.
Outstanding Value
The Sportage delivers premium features at mid-range prices. More car for your money means better value from your finance.
Award-Winning Design
The new-generation Sportage features striking design that's won multiple awards. Style and substance in one package.
Competitive Finance Rates
Kia's strong reputation and warranty backing means lenders are confident. We compare 40+ lenders to find the best deal.
Kia Sportage Models & Pricing
Approximate new pricing to help you plan your budget
Sportage S
$36,000 - $40,000
Entry-level value with 8-inch touchscreen, Apple CarPlay/Android Auto, and comprehensive safety features.
Sportage SX
$40,000 - $45,000
Upgraded with larger wheels, enhanced styling, and additional comfort features.
Sportage SX+
$45,000 - $50,000
Premium features including panoramic sunroof, leather seats, and advanced driver assistance.
Sportage GT-Line
$50,000 - $56,000
Top-spec with curved display, Harman Kardon audio, and head-up display.
Sportage GT-Line AWD
$54,000 - $60,000
Full-spec with all-wheel-drive for extra capability and confidence.
Sportage Hybrid
$52,000 - $62,000
Hybrid powertrain offering excellent fuel economy and strong performance.
*Prices are approximate drive-away and subject to change. Use our car loan calculator to estimate repayments.
Sportage Finance Options
Different ways to finance your Kia Sportage
Consumer Car Loan
Standard secured car loan ideal for personal buyers. Your Sportage acts as security, helping secure competitive rates.
- Fixed or variable rates
- Terms from 2-7 years
- Balloon payment options
- Full ownership from day one
Best for: Personal buyers wanting great value in a compact SUV
Chattel Mortgage
Business finance option for ABN holders using the Sportage for work purposes.
- GST claimed upfront
- Interest tax-deductible
- Depreciation benefits
- Flexible balloon options
Best for: Business owners and mobile professionals
Novated Lease
Salary packaging through your employer. Pay for your Sportage from pre-tax salary.
- Pre-tax salary payments
- Running costs included
- GST savings
- Potential tax benefits
Best for: Employees with salary packaging benefits
How Sportage Finance Works
Four simple steps from application to driving away
Apply Online
Complete our simple 5-minute application. Share your income details and vehicle preferences.
Get Pre-Approved
We compare Sportage finance options from 40+ lenders. Know your budget before visiting Kia.
Choose Your Sportage
Shop with confidence at your Kia dealer or find a quality used model. Pre-approval gives you negotiating power.
Drive Away
Once you've chosen your Sportage, we handle the paperwork. Settlement typically takes 24-48 hours.
Checking your options won't affect your credit score
Calculate Your Sportage Repayments
Use our car loan calculator to estimate your monthly repayments on a Kia Sportage. Adjust the loan amount, rate, and term to find a payment that works for your budget.
Try the CalculatorKia Sportage Finance FAQs
Common questions about financing a Sportage
The Sportage offers premium features like curved displays, panoramic sunroofs, and advanced safety systems at prices well below European competitors. Combined with the industry-leading 7-year warranty, you get outstanding value for your money.
Yes, positively. The comprehensive 7-year warranty gives len...
Yes, positively. The comprehensive 7-year warranty gives lenders confidence in the vehicle's reliability, which can help secure competitive rates. It also means fewer surprise repair costs during your loan term.
Absolutely. We finance both new and used Sportages. Recent u...
Absolutely. We finance both new and used Sportages. Recent used models may still have significant warranty remaining, making them excellent value. The Sportage holds its value well in the used market.
The Hybrid offers excellent fuel economy (around 5.4L/100km)...
The Hybrid offers excellent fuel economy (around 5.4L/100km) and strong acceleration. If you do lots of city driving, the fuel savings can be significant. Both petrol and hybrid models finance competitively.
The Sportage often provides more features for less money tha...
The Sportage often provides more features for less money than competitors like the RAV4 or CX-5. This value proposition, combined with the 7-year warranty, makes it attractive to both buyers and lenders.
For good credit applicants, some lenders offer no-deposit fi...
For good credit applicants, some lenders offer no-deposit finance on new Sportages. Having 10-20% deposit can secure better rates. We'll help match you with options that suit your deposit situation.
The GT-Line adds significant premium features including the ...
The GT-Line adds significant premium features including the curved display, premium audio, and advanced tech. If you value these features, the extra cost is well justified. Both base and GT-Line models finance easily.
Most applications receive a response within 24 hours. Straig...
Most applications receive a response within 24 hours. Straightforward applications often get same-day approval. Once approved, settlement with the dealer typically takes 24-48 hours.
Still have questions? Contact our friendly team