Leisure Finance Australia
Life's too short to wait. Whether you're dreaming of a boat, planning to explore Australia by caravan, or eyeing a new motorcycle, we'll help you find finance to make it happen. Bad credit options available.
Finance your adventure today.
Finance Your Next Adventure
There's nothing quite like the freedom of the open road, the thrill of the water, or the adventure of exploring Australia's incredible landscape. Whether you've got your eye on a fishing boat, a touring motorcycle, or a caravan to see the country, we can help make it happen.
At Your Lending Friend, we compare leisure finance from over 40 lenders - including specialists in marine finance and recreational vehicles. We find competitive rates and flexible terms that fit your budget.
Bad credit? Don't let that stop your adventure. We have options for all credit situations.
Leisure Finance Options
Choose your adventure and we'll find the finance
On the Water
On the Road
Motorcycle Loans
Finance for cruisers, sports bikes, adventure bikes, and scooters. All makes and models, new and used.
Caravan Finance
Hit the road and explore Australia. Finance for caravans, camper trailers, and motorhomes.
Horse Float Finance
Finance for horse floats, gooseneck trailers, and livestock transport. New and used options.
How Leisure Finance Works
Getting finance for your boat, bike, or caravan is simple
Choose Your Adventure
Boat, caravan, motorcycle, or jet ski? Let us know what you're looking to finance and we'll find the right options.
We Compare Lenders
Our specialists search 40+ lenders for competitive rates on leisure vehicles. Bad credit? We have specialist options.
Get Pre-Approved
Know your budget before you shop. Pre-approval lets you negotiate with confidence.
Start Your Adventure
Once you've found your dream boat, bike, or caravan, we settle quickly so you can start enjoying it.
Checking your options won't affect your credit score
Why Finance Your Adventure?
Start Enjoying Sooner
Don't wait years to save up. Start making memories now while spreading the cost over manageable repayments.
Preserve Your Savings
Keep your cash for emergencies, upgrades, or running costs. Finance lets you spread the purchase over time.
Fixed Repayments
Know exactly what you'll pay each month. Budget with confidence and enjoy your purchase stress-free.
Bad Credit? Don't Let It Stop Your Adventure
Life happens, and bad credit doesn't mean you can't enjoy it. We work with specialist lenders who consider your whole situation - not just your credit score. Defaults, past bankruptcy, or poor credit history? We can still help.
Learn About Bad Credit OptionsGeneral Requirements
What We Can Finance
Leisure Finance FAQs
Common questions about boat, caravan, and motorcycle finance
Yes. We work with specialist lenders who consider applications from people with bad credit, defaults, or past bankruptcy. Rates may be higher, but options are available. We'll help you find the best option for your situation.
We finance all types of boats including runabouts, fishing b...
We finance all types of boats including runabouts, fishing boats, cabin cruisers, ski boats, pontoon boats, and sailing yachts. We can also finance trailers, motors, and marine accessories as part of the loan.
Yes, we finance both new and used leisure vehicles. Most len...
Yes, we finance both new and used leisure vehicles. Most lenders will finance motorcycles, boats, and caravans up to 10-15 years old, though terms may vary based on age and condition.
Deposit requirements vary by lender and your credit situatio...
Deposit requirements vary by lender and your credit situation. Some lenders offer no-deposit options for good credit applicants. Having a deposit (10-20%) can help you get approved or secure a better rate, especially with bad credit.
Similar, but some lenders specialise in marine or recreation...
Similar, but some lenders specialise in marine or recreational vehicle finance. They understand the market better and may offer more competitive rates. We access both general and specialist lenders to find the best deal.
Yes, you can often include the cost of accessories, safety e...
Yes, you can often include the cost of accessories, safety equipment, and registration in your finance. For boats, this might include electronics, safety gear, and the trailer. For motorcycles, it could include riding gear and accessories.
Loan terms typically range from 2 to 7 years, though some le...
Loan terms typically range from 2 to 7 years, though some lenders offer longer terms for higher-value items like boats and motorhomes. We'll help you find a term that balances affordable repayments with total cost.
Most lenders require comprehensive insurance for the finance...
Most lenders require comprehensive insurance for the financed item. For boats, this means marine insurance. We recommend getting insurance quotes before purchasing to factor this into your budget.
Still have questions? Contact our friendly team