Medical Equipment Finance
Invest in your healthcare practice with equipment finance tailored for medical professionals. From diagnostic imaging and dental chairs to complete practice fitouts, we help you access the technology you need to provide excellent patient care.
Competitive rates for healthcare professionals. Fast approvals.
Finance Your Healthcare Practice Equipment
Modern healthcare depends on quality equipment. Whether you're a dentist upgrading to digital imaging, a GP adding ultrasound capability, or an ophthalmologist investing in OCT technology, having the right equipment improves patient outcomes and practice efficiency.
At Your Lending Friend, we understand the unique needs of healthcare professionals. We work with lenders who specialise in medical equipment finance, often offering preferential rates for qualified practitioners. From single equipment purchases to complete practice fitouts, we help you access the finance you need.
Starting a new practice? Expanding or upgrading? We have finance solutions for every stage of your healthcare business.
Medical Equipment We Finance
From diagnostic imaging to practice fitouts
Diagnostic Imaging
X-ray, CT, MRI, ultrasound, and mammography equipment for diagnostic practices.
GE Healthcare, Siemens, Philips, Canon
Dental Equipment
Dental chairs, imaging systems, CAD/CAM, sterilisation equipment and fitouts.
Sirona, A-dec, Planmeca, KaVo
Ophthalmology
OCT machines, slit lamps, visual field analysers, and laser systems.
Zeiss, Topcon, Heidelberg, Haag-Streit
Physiotherapy & Allied Health
Treatment tables, exercise equipment, ultrasound therapy, and rehabilitation devices.
Chattanooga, DJO, Gymna, Enraf-Nonius
Veterinary Equipment
Veterinary imaging, surgical equipment, anaesthesia machines, and monitoring systems.
Idexx, Abaxis, Sound, VetEquip
Practice Fitouts
Complete practice fitouts including reception, treatment rooms, and waiting areas.
Custom design & build
Healthcare Practices We Support
Finance for all types of healthcare businesses
Medical Practices
GP clinics, specialist suites, and allied health centres.
Dental Practices
General dental, orthodontics, oral surgery, and specialty dental clinics.
Imaging Centres
Radiology, ultrasound, and diagnostic imaging practices.
Veterinary Clinics
Small animal, large animal, and specialty veterinary practices.
Allied Health
Physiotherapy, chiropractic, podiatry, and rehabilitation clinics.
Aged Care
Nursing homes, aged care facilities, and retirement villages.
Why Finance Medical Equipment With Us?
Specialist finance for healthcare professionals
Healthcare Specialist Lenders
We work with lenders who understand medical practices and healthcare professionals, offering tailored finance solutions.
Preserve Working Capital
Finance your equipment purchase rather than using cash reserves. Keep your capital available for practice operations.
Tax Efficient Structures
Chattel mortgage lets you claim GST upfront. Lease payments are tax deductible. We help you choose the right structure.
Fast Approvals
Many applications approved within 24-48 hours. Healthcare professionals typically have streamlined approval processes.
New & Refurbished Equipment
Finance brand new equipment from suppliers or quality refurbished machines at significant savings.
Practice Fitout Packages
Finance complete practice fitouts including equipment, furniture, and construction - often in a single package.
Medical Equipment Finance Details
Flexible finance for healthcare practices
From single equipment to complete practice fitouts
Flexible terms matched to equipment lifespan
Finance new equipment or quality refurbished units
How Medical Equipment Finance Works
Getting approved for your practice equipment is straightforward
Tell Us About Your Equipment
Share what you need to finance - imaging equipment, dental chairs, practice fitout. We'll identify suitable lenders.
We Compare Options
Our specialists search lenders who understand healthcare, including those with preferential rates for medical professionals.
Choose Your Structure
Chattel mortgage, finance lease, or operating lease? We explain the tax implications for your practice.
Get Your Equipment
Fast approval and coordinated settlement with your equipment supplier. Start treating patients sooner.
Checking your options won't affect your credit score
Finance Structures for Healthcare
Choose the right structure for your practice and tax situation
Chattel Mortgage
Own the equipment from day one. Claim full GST upfront on your next BAS. Popular for equipment you plan to keep long-term.
Best for: Long-term equipment
Finance Lease
Equipment stays off your balance sheet. Lease payments are tax deductible. Option to purchase at end of term.
Best for: Off-balance sheet needs
Operating Lease
Lower payments with equipment returned at lease end. Ideal for technology you plan to upgrade regularly.
Best for: Frequent upgrades
Not sure which structure suits your practice? Talk to our team and we'll help you decide.
Medical Equipment Finance FAQs
Common questions about healthcare practice finance
We finance virtually all medical and healthcare equipment including diagnostic imaging (X-ray, CT, MRI, ultrasound), dental equipment (chairs, CAD/CAM, imaging), ophthalmology equipment, physiotherapy and rehabilitation equipment, veterinary equipment, surgical instruments, sterilisation equipment, and complete practice fitouts.
Medical equipment loans typically range from $10,000 to $2 m...
Medical equipment loans typically range from $10,000 to $2 million or more. We can finance everything from a single dental chair to a complete imaging centre fitout. The amount depends on the equipment value and your practice financials.
Often yes. Many lenders view healthcare professionals as low...
Often yes. Many lenders view healthcare professionals as lower risk due to stable income and established practices. We work with lenders who offer preferential rates for medical, dental, and veterinary professionals.
Yes, we can arrange finance for complete practice fitouts in...
Yes, we can arrange finance for complete practice fitouts including equipment, furniture, fixtures, and construction costs. This can often be structured as a single facility, simplifying your finance and allowing you to plan your practice setup comprehensively.
Yes, we finance both new and quality refurbished medical equ...
Yes, we finance both new and quality refurbished medical equipment. Refurbished imaging equipment, for example, can offer significant savings while still meeting clinical standards. Lenders will assess condition and remaining useful life.
Chattel mortgage is popular as it allows you to own the equi...
Chattel mortgage is popular as it allows you to own the equipment and claim GST upfront. Finance lease keeps assets off your balance sheet. Operating lease works well for equipment you plan to upgrade regularly. Your accountant can advise on the best structure for your situation.
Medical equipment finance terms typically range from 2 to 7 ...
Medical equipment finance terms typically range from 2 to 7 years, depending on the equipment type and expected useful life. High-value imaging equipment often qualifies for longer terms. We help you balance repayments with the equipment lifespan.
Yes, we can help finance equipment for new practices, though...
Yes, we can help finance equipment for new practices, though requirements may differ from established practices. Having a business plan, relevant qualifications, and some equity or deposit typically helps with approval for new practice setup.
Still have questions? Contact our friendly team