Finance for Retail Workers
Shop assistants, sales consultants, store managers, and retail professionals - we connect you with lenders who understand retail employment and commission-based income.
Lenders who understand retail employment
Finance Solutions for Retail Professionals
Retail workers are essential to Australias economy. Whether you work in fashion, electronics, supermarkets, or specialty retail, your customer service skills keep businesses running.
At Your Lending Friend, we work with lenders who understand retail employment. They recognise that many retail workers have consistent casual hours, that commission can be regular income, and that retail experience translates to reliable employment.
Whether you need a car to commute to the shopping centre, want to consolidate debts, or are planning a major purchase, we can help find finance that suits your situation.
Why Retail Workers Use Finance Brokers
We understand casual and part-time retail employment
Access to lenders who count commission as regular income
We can work around your roster - including weekends and evenings
Knowledge of retail industry pay structures and penalty rates
Save time by not visiting banks during your precious days off
Support for both permanent and casual retail workers
Common Finance Needs for Retail Workers
We help with a range of finance products tailored to your profession
Car Loans
Reliable transport to get to the store, especially for early starts and late closes. We find car finance that suits your budget.
Personal Loans
Whether for further study, moving house, or managing expenses, personal loans can help retail workers achieve their goals.
Debt Consolidation
Simplify your finances by combining credit cards and other debts into one manageable payment.
Emergency Funds
Quick access to funds for unexpected expenses or opportunities that come up.
How It Works
Getting finance is simple
Quick Online Application
Complete our simple 5-minute form. We only ask what we need, and checking your options will not affect your credit score.
We Find Your Match
Our brokers review your situation and match you with suitable lenders from our panel of 40+ including specialists who understand your profession.
Get Your Options
We present your options, explain everything clearly, and help you choose the right loan. Many customers get same-day approval.
Get Funded
Once approved, your funds can be available within 24-48 hours. We handle the paperwork and support you through settlement.
Checking your options won't affect your credit score
Benefits for Retail Workers
Why Your Lending Friend works for your profession
Commission Recognition
We know how to present commission and bonus income to lenders to maximise your borrowing capacity.
Weekend & Evening Support
We understand retail hours. Contact us when it suits you - we are flexible with timing.
Casual Income Expertise
We present your casual income in a way that shows consistent earning capacity to lenders.
Fast Process
We know you are busy on your feet all day. We streamline the application process to save you time.
Lenders Who Understand Retail Workers
We connect you with lenders who appreciate your profession
Lenders for Casual Retail Workers
We work with lenders who accept casual employment when you can demonstrate consistent work history.
Commission Income Specialists
Our panel includes lenders who properly assess commission and bonus income as part of your total earnings.
Support for All Retail Roles
From floor staff to store managers, from warehouse to head office - we have lending options for all retail workers.
Questions? We Are Here to Help
Our team understands the unique needs of retail workers. Get in touch to discuss your situation.
Retail Workers Finance FAQs
Common questions from professionals like you
Yes. If you have been working consistently in retail, many lenders will consider your income. We help present your work history effectively.
Many lenders will consider regular commission as part of you...
Many lenders will consider regular commission as part of your income. We present your commission history to show it is consistent and reliable.
Yes. Part-time employment with consistent hours is viewed fa...
Yes. Part-time employment with consistent hours is viewed favourably. We can find lenders who suit your situation.
That is fine. We can present income from multiple employers ...
That is fine. We can present income from multiple employers to show your total earning capacity.
Usually recent payslips, bank statements showing regular dep...
Usually recent payslips, bank statements showing regular deposits, and ID. For commission earners, we may need more payslips to show the pattern.
There are no upfront fees to use our service. Our fee is inc...
There are no upfront fees to use our service. Our fee is included in your loan and only applies if your loan settles. We are paid by the lender, not you.
Still have questions? Contact our friendly team