Green Loans Australia

Yes. Some lenders offer green vehicle discounts of 0.5-1% off their standard rates for electric and hybrid vehicles. This reflects both the environmental benefit and the fact that EV owners tend to be lower-risk borrowers.

Electric vehicles below the luxury car tax threshold can be FBT-exempt when salary packaged through a novated lease. This means employees can pay for their EV from pre-tax salary without the usual fringe benefits tax, potentially saving thousands per year.

You can add solar to an existing mortgage, but this involves refinancing costs. A separate solar finance agreement is often simpler and more flexible. We can help you compare both options.

Incentives vary by state and change regularly. They may include EV registration discounts, stamp duty exemptions, solar rebates, and interest-free loans for energy upgrades. We can point you to current programs in your state.

No, the approval criteria are similar to standard loans. In fact, some lenders view green purchases favourably because they demonstrate financial responsibility and often provide ongoing savings that improve your ability to repay.

Yes. While you may not qualify for the best green discounts, we work with lenders who consider all credit situations for EV finance. The strong resale value of popular EVs like Tesla actually helps with approval.

Solar panels reduce your electricity bills and can earn you feed-in credits for excess power. A typical 6.6kW system might save $1,500-$2,500 per year. With finance repayments around $100-150/month, many systems are cash-flow positive from day one.