Car Loans & Finance in Wollongong
Whether you're buying a car in Wollongong, need truck finance for your Illawarra business, or have been turned down elsewhere, we'll help you find the right loan. Access over 40 lenders including specialists for bad credit, no deposit, and self-employed borrowers.
Helping Wollongong and South Coast residents find finance since 2010.
Your Local Finance Partner in Wollongong
Wollongong and the Illawarra region offer the perfect blend of coastal lifestyle and industrial strength - from the stunning beaches of the South Coast to the bustling Port Kembla, from the escarpment villages to the thriving university precinct. At Your Lending Friend, we understand the diverse needs of this dynamic region.
Whether you're a student at University of Wollongong, a family in Shellharbour, a steelworker in Port Kembla, or a small business owner in Kiama, we've helped thousands of locals find the finance they need. Our brokers take the time to understand your situation and find lenders who can help.
Finance Services in Wollongong
Comprehensive lending solutions for Wollongong and the Illawarra region
Car Loans
New and used car finance with competitive rates for Wollongong buyers.
Bad Credit Car Loans
Specialist lenders who help Illawarra residents with imperfect credit.
Personal Loans
Flexible personal finance for any purpose, available across Wollongong.
Business & Equipment Finance
Fund your Wollongong business growth with tailored finance solutions.
Truck & Trailer Finance
Commercial vehicle finance for Illawarra transport and port industries.
Leisure Finance
Finance for boats, caravans, and motorcycles to explore the South Coast.
Why Wollongong Chooses Your Lending Friend
We've helped thousands of Illawarra residents get the finance they need
Local Illawarra Knowledge
We understand the Wollongong and Illawarra economy - from port operations to steelworks, university precinct to South Coast tourism.
Industrial Worker Specialists
We have lenders who understand shift work, industrial employment, and the unique income patterns of manufacturing and port workers.
Fast Wollongong Approvals
Apply online from anywhere in the Illawarra region and get a response within 24 hours. Many customers get same-day approval.
Bad Credit Welcome
Industry changes and economic shifts can affect anyone. We help Wollongong residents with past credit issues find a second chance.
Beach Lifestyle Finance
Boat, caravan, and motorcycle finance for exploring the stunning South Coast beaches and escarpment.
No Credit Score Impact
Get a quote without affecting your credit score. Find out your options risk-free before committing.
Serving Wollongong & the Illawarra Region
We help customers across Wollongong, Shellharbour, and the South Coast
Plus Nowra, Shoalhaven, and all surrounding South Coast areas
Wollongong Car Loan FAQs
Common questions from Wollongong customers
Yes! We specialise in helping Wollongong and Illawarra residents with bad credit find car finance. Our panel includes specialist lenders who assess your current situation, not just your credit history. Many Wollongong customers with defaults, bankruptcy, or poor credit have been approved through our service.
Most Wollongong applications receive a response within 24 ho...
Most Wollongong applications receive a response within 24 hours. For straightforward applications, we often achieve same-day approval. Once approved, settlement typically occurs within 2-5 business days, so you can be driving your new car along the Grand Pacific Drive within the week.
Absolutely! The Illawarra region has significant port, steel...
Absolutely! The Illawarra region has significant port, steel, and manufacturing industries. We offer truck, trailer, and equipment finance for businesses throughout the region, from Port Kembla to Shellharbour and the South Coast.
Yes, we can arrange finance for vehicles purchased from Woll...
Yes, we can arrange finance for vehicles purchased from Wollongong dealers, private sellers, or at auction. For private sales, we may require a vehicle inspection to ensure the car meets lender requirements.
Yes! We help university students and staff across the Illawa...
Yes! We help university students and staff across the Illawarra. Whether you are a postgraduate on a scholarship, an international student, or academic staff, we have lenders who understand various income situations and can work with your circumstances.
We have extensive experience helping workers in the steel, m...
We have extensive experience helping workers in the steel, manufacturing, and port industries get approved for car loans. Many lenders on our panel understand shift work patterns and industrial employment common in the Illawarra region.
Still have questions? Contact our friendly team