Wedding Loans Australia
Your wedding day should be everything you've dreamed of. Don't let budget constraints compromise your vision. Wedding finance helps couples create their perfect celebration with manageable monthly repayments - including the honeymoon.
Finance Your Dream Wedding
The average Australian wedding costs around $36,000 - that's a significant investment in a single day (and hopefully the start of something wonderful). For many couples, saving that much while paying rent, bills, and living costs is challenging.
Wedding finance lets you have the celebration you've always imagined, spreading the cost over manageable monthly repayments. At Your Lending Friend, we compare wedding loan options from 40+ lenders to find competitive rates for your situation.
Wedding Cost Breakdown
Where does the money go? Average Australian wedding costs
Venue & Catering
40-50%$10,000 - $25,000
The biggest expense for most weddings. Reception venue and food/drinks for guests.
Photography & Video
8-12%$3,000 - $8,000
Professional photos and video to capture your special day.
Attire & Beauty
5-10%$2,000 - $8,000
Wedding dress, suit, alterations, hair, makeup, and accessories.
Flowers & Decor
5-8%$2,000 - $6,000
Bouquets, ceremony flowers, table decorations, and styling.
Entertainment
4-7%$1,500 - $5,000
DJ, band, or other entertainment for the reception.
Honeymoon
Additional$5,000 - $15,000
Your first holiday as a married couple. Often financed together with the wedding.
Average Total Wedding Cost in Australia: $36,000
Your wedding could cost more or less depending on guest count, location, and style.
Why Finance Your Wedding?
Have Your Dream Day
Don't compromise on your vision. Finance helps you create the wedding you've always imagined.
Fixed Repayments
Know exactly what you'll pay each month. Start married life with predictable finances.
Bundle Everything
Finance the wedding AND honeymoon in one loan. One application, one monthly payment.
Pay Vendors on Time
Meet deposit deadlines and secure your preferred vendors with funds ready when needed.
How Wedding Finance Works
Four simple steps to funding your celebration
Plan Your Budget
Work out your total wedding and honeymoon budget. Include a buffer for unexpected costs.
Apply Online
Complete our simple 5-minute application. Tell us about your income and wedding plans.
Get Approved
Most applications receive a response within 24 hours. Know your budget before booking.
Plan Your Day
With finance approved, book your venue, vendors, and honeymoon with confidence.
Wedding Finance Tips
Smart strategies for financing your big day
Budget Realistically
The average Australian wedding costs $36,000, but costs vary widely. Create a detailed budget before applying for finance.
Include Everything
Don't forget honeymoon, engagement party, and post-wedding expenses. Better to borrow once than apply again later.
Compare Total Costs
Some vendors offer payment plans but with fees. Compare their total cost against a personal loan.
Start Early
Get finance sorted before booking. Pre-approval lets you secure vendors with confidence.
Include Your Honeymoon
Why apply for two loans when you can bundle everything in one? Include your honeymoon in your wedding finance - whether it's a tropical getaway, European adventure, or road trip around Australia. One loan, one payment, one amazing start to married life.
Get a QuoteCalculate Your Repayments
Use our personal loan calculator to estimate monthly repayments for your wedding budget. See how different loan amounts and terms affect your payments.
Try the CalculatorWedding Loan FAQs
Common questions about financing your wedding
The average Australian wedding costs around $36,000, but this varies enormously based on guest count, venue, and style. Intimate weddings might cost $10,000-$15,000, while lavish celebrations can exceed $80,000. The key is setting a realistic budget for YOUR wedding.
Absolutely. Many couples finance the wedding and honeymoon t...
Absolutely. Many couples finance the wedding and honeymoon together in one personal loan. This means one application, one approval, and one monthly payment - simplifying your finances as you start married life.
We recommend getting pre-approved 12-18 months before your w...
We recommend getting pre-approved 12-18 months before your wedding date. This gives you a clear budget before booking major vendors. Most pre-approvals last 30-90 days, but we can refresh closer to when you need funds.
Perfect scenario. Use your savings for deposits and early co...
Perfect scenario. Use your savings for deposits and early costs, and finance the remaining amount. Borrowing less means lower repayments. A $20,000 loan instead of $35,000 significantly reduces your monthly commitment.
Yes. We work with lenders who consider applications from cou...
Yes. We work with lenders who consider applications from couples with various credit situations. A co-borrower (your partner) can strengthen the application. Rates may be higher, but options are available.
This depends on the loan amount, term, and interest rate. Fo...
This depends on the loan amount, term, and interest rate. For example, a $30,000 loan over 5 years at 10% would be approximately $640/month. Use our calculator for estimates based on your situation.
Credit cards can work for smaller amounts during interest-fr...
Credit cards can work for smaller amounts during interest-free periods, but for significant wedding costs, personal loans usually offer lower rates. Credit cards at 18-22% interest are much more expensive than most personal loans.
Some vendors offer payment plans, which can be convenient. H...
Some vendors offer payment plans, which can be convenient. However, check for hidden fees or interest. Sometimes a personal loan with lower rates works out cheaper than vendor finance, especially for larger amounts.
Still have questions? Contact our friendly team