Trailer Finance Australia
From flat tops to refrigerated B-doubles, we help Australian operators finance the trailers they need. Whether you're buying your first trailer or expanding your fleet, our specialist lenders understand the transport industry.
All trailer types. New and used. Low doc options available.
Finance for Every Type of Trailer
The right trailer is essential to your transport operation. Whether you're running general freight in a tautliner, delivering fresh produce in a refrigerated trailer, or hauling bulk materials in a tipper, having quality equipment makes all the difference.
At Your Lending Friend, we specialise in trailer finance for Australian operators. We work with lenders who understand the transport industry - from owner-drivers buying their first trailer to fleet operators running B-double configurations across the country.
New or used. Single trailers or complete sets. We have options for all operators.
Trailer Types We Finance
Finance available for all trailer configurations
Flat Top Trailers
Versatile platform trailers ideal for general freight, machinery, and oversized loads.
Tautliners / Curtainsiders
Enclosed trailers with flexible curtain sides for easy loading from the side. Australia's most popular trailer type.
Refrigerated Trailers
Temperature-controlled trailers for cold chain logistics. Essential for food and pharmaceutical transport.
B-Double Trailers
Two-trailer combinations for maximum payload capacity. The backbone of Australian linehaul.
Tipper Trailers
Heavy-duty trailers for bulk materials. Essential for construction and mining industries.
Drop Deck / Low Loaders
Lowered deck height for tall machinery and equipment. Ideal for heavy haulage operations.
Specialised Trailers We Also Finance
How Trailer Finance Works
Getting your trailer financed is straightforward
Tell Us Your Requirements
What type of trailer? New or used? We understand the transport industry and will find options that match your freight needs.
We Compare Options
Our commercial specialists search lenders who understand trailers and transport operations. Low doc options available.
Choose Your Finance
Chattel mortgage, lease, or hire purchase? We explain the implications for your business and tax situation.
Get Your Trailer
Fast approval and settlement. We work with dealers and private sellers to get you on the road quickly.
Checking your options won't affect your credit score
Trailer Finance Structures
Choose the structure that works for your business
Chattel Mortgage
Own the trailer immediately. Claim GST upfront on your next BAS.
Finance Lease
Lender owns during term. Option to purchase, return, or upgrade at end.
Commercial Hire Purchase
Fixed payments over the term. Ownership transfers at the end.
Package Finance
Finance your prime mover and trailer together as one package.
Trailer Finance Details
Competitive finance for all trailer types
From single trailers to complete B-double sets
Flexible terms matched to your business needs
New, used, and specialised trailers financed
B-Double & Road Train Finance
B-doubles and road trains are the backbone of Australian linehaul and interstate freight. We understand the significant investment involved and work with lenders who specialise in multi-trailer combinations.
Popular B-Double Configurations We Finance
Trailer Finance FAQs
Common questions about financing your trailer
We finance all trailer types including flat tops, tautliners, refrigerated trailers, B-doubles, road train trailers, tippers, drop decks, tankers, livestock trailers, car carriers, and specialised equipment. Both new trailers from dealers and quality used trailers can be financed.
Trailer loans typically range from $30,000 for basic used tr...
Trailer loans typically range from $30,000 for basic used trailers to $300,000+ for new refrigerated B-double sets. The amount depends on trailer type, age, condition, and your business financials. We can often finance multiple trailers together.
Yes, we regularly finance used trailers. Most lenders will f...
Yes, we regularly finance used trailers. Most lenders will finance trailers up to 15-20 years old depending on type and condition. Used trailers often represent excellent value, particularly for operators starting out or expanding their fleet.
Absolutely. Many owner-operators finance their complete rig ...
Absolutely. Many owner-operators finance their complete rig as a package. This can simplify the process, potentially improve your overall terms, and make it easier to manage repayments with a single monthly payment.
Deposit requirements vary by lender and situation. Some lend...
Deposit requirements vary by lender and situation. Some lenders offer no-deposit options for strong applications. Having a 10-20% deposit can help secure better rates, especially for used or specialised trailers.
Trailer finance terms typically range from 2 to 7 years. The...
Trailer finance terms typically range from 2 to 7 years. The right term depends on the trailer type, expected useful life, and your cash flow needs. We help you balance affordable repayments with total interest cost.
Yes. We work with specialist commercial lenders who assess e...
Yes. We work with specialist commercial lenders who assess each application individually. If your transport business is performing well and you can demonstrate ability to service the loan, options are often available despite past credit issues.
Yes, we can finance the refrigeration unit as part of the tr...
Yes, we can finance the refrigeration unit as part of the trailer purchase, or separately if you are upgrading an existing trailer. Thermo King, Carrier, and other major brands can all be financed.
Still have questions? Contact our friendly team