Jet Ski Finance Australia
Ready to hit the water? Whether you're eyeing a recreation PWC or a high-performance jet ski, we'll help you find competitive finance to make it happen. Bad credit options available.
Get pre-approved and shop with confidence.
Finance Your Dream Jet Ski
There's nothing quite like the thrill of riding a jet ski across open water. Whether you're looking for weekend fun with the family, adrenaline-pumping performance riding, or exploring Australia's beautiful waterways, we can help you finance the perfect personal watercraft.
At Your Lending Friend, we compare jet ski finance from over 40 lenders - including marine finance specialists who understand the market. We find competitive rates and flexible terms that work with your budget.
Bad credit? Don't let that keep you off the water. We have options for all credit situations.
Why Finance Your Jet Ski With Us?
We make getting on the water easy
Fast Approvals
Many applications approved same day. Get pre-approved before you shop so you know your budget and can negotiate with confidence.
Competitive Rates
We compare jet ski finance from 40+ lenders including marine finance specialists to find you the most competitive rates available.
Bad Credit Options
Past credit issues? We work with specialist lenders who consider your whole situation, not just your credit score.
Expert Guidance
Our team understands marine finance. We guide you through the process and help you choose the right loan for your situation.
Types of Jet Skis We Finance
From entry-level to high-performance - we can help
Recreation PWC
Fun and affordable personal watercraft for casual riders and families.
Performance Jet Skis
High-powered machines built for speed and adrenaline on the water.
Touring Models
Comfortable long-range jet skis designed for extended rides and exploration.
Popular Brands We Finance
Jet Ski Loan Details
Flexible finance tailored to your needs
Finance for entry-level to premium jet skis, including trailer and accessories
Flexible terms to suit your budget and financial goals
Finance available for new and used jet skis up to 10 years old
How Jet Ski Finance Works
Getting approved for your jet ski loan is simple
Tell Us About Your Jet Ski
Share what you want to finance - new or used, make, model, and purchase price. We'll find options that fit your budget.
We Compare Lenders
Our specialists search 40+ lenders including marine finance experts to find competitive rates for your jet ski purchase.
Get Pre-Approved
Know your budget before you buy. Pre-approval gives you negotiating power and confidence when purchasing.
Hit the Water
Once approved, we handle the paperwork and settle quickly so you can start enjoying your new jet ski.
Checking your options won't affect your credit score
Jet Ski Finance FAQs
Common questions about personal watercraft loans
Jet ski loans typically range from $5,000 to $30,000, depending on the make, model, and whether it's new or used. Higher amounts are available for premium models or packages that include trailers and accessories.
Jet ski loan terms typically range from 1 to 7 years. Shorte...
Jet ski loan terms typically range from 1 to 7 years. Shorter terms mean higher repayments but less interest overall. We help you find a balance between affordable repayments and total loan cost.
Yes, we finance both new and used jet skis. Most lenders wil...
Yes, we finance both new and used jet skis. Most lenders will finance personal watercraft up to 10 years old, though terms and rates may vary based on age and condition.
Yes. We work with specialist lenders who consider applicatio...
Yes. We work with specialist lenders who consider applications from people with bad credit, defaults, or past bankruptcy. Rates may be higher, but options are available for most situations.
Deposit requirements vary by lender and your credit situatio...
Deposit requirements vary by lender and your credit situation. Some lenders offer no-deposit options for strong applicants. Having a deposit (10-20%) can help secure approval or a better rate.
Yes, most lenders allow you to finance the trailer, safety e...
Yes, most lenders allow you to finance the trailer, safety equipment, and accessories as part of your jet ski loan. This can make the purchase more affordable by spreading the total cost.
Most lenders require comprehensive marine insurance for fina...
Most lenders require comprehensive marine insurance for financed jet skis. We recommend getting insurance quotes before finalising your purchase to factor this into your budget.
We can finance all major jet ski brands including Sea-Doo, Y...
We can finance all major jet ski brands including Sea-Doo, Yamaha WaveRunner, Kawasaki, and others. Both new and used models from authorised dealers or private sales can be financed.
Still have questions? Contact our friendly team
Related Leisure Finance
Ready to Get on the Water?
Contact us today to discuss your jet ski finance options. We'll help you find the right loan for your budget.