RV & Motorhome Finance Australia

Motorhome loan terms typically range from 3 to 10 years, with some lenders offering up to 15 years for newer, high-value motorhomes. Longer terms reduce monthly repayments but increase total interest paid. We help you find the right balance.

Yes, we finance both new and used motorhomes. Most lenders will finance motorhomes up to 15-20 years old, though terms, rates, and maximum loan amounts may vary based on age and condition.

Yes, though options may be more limited for larger loans. We work with specialist lenders who consider applications from people with bad credit, defaults, or past bankruptcy. A larger deposit may improve your options.

Deposit requirements vary by lender and loan amount. For higher-value motorhomes, most lenders prefer a deposit of 10-20%. Having a larger deposit can help secure approval, better rates, or access to more lenders.

Motorhomes are self-propelled vehicles with built-in living quarters - you drive them. Caravans are towable and require a separate tow vehicle. Motorhomes offer convenience but are typically more expensive. We offer finance for both.

Motorhomes require specialised RV insurance that covers both the vehicle and contents. Most lenders require comprehensive cover. Insurance costs vary significantly based on value and usage - we recommend getting quotes before finalising your purchase.

Yes, many Australians live full-time in motorhomes. However, some finance products are specifically for recreational use. Let us know your plans so we can match you with appropriate lenders.

We can finance all major motorhome brands including Winnebago, Avida, Jayco, Sunliner, KEA, and imported brands like Tiffin and Newmar. Both new and used motorhomes from dealers or private sales can be financed.