Car Loans & Finance in Perth
Looking for car finance in Perth or Western Australia? From the CBD to the northern suburbs, Fremantle to Mandurah, and right across regional WA, our team helps West Australians find the right finance from over 40 lenders - including options for bad credit and FIFO workers.
Serving Perth and all of Western Australia with fast approvals
Perth Car Finance Made Simple
Getting car finance in Perth does not have to be complicated. At Your Lending Friend, we compare car loans from over 40 lenders to find options that suit your situation - whether you are buying new or used, from a dealer or private seller.
We understand that Perth and WA have unique employment patterns, including FIFO workers, mining contractors, and seasonal workers. Our experienced brokers know how to work with these income types to find finance solutions that work for you.
Why Choose Us for Perth Finance?
WA expertise with access to Australia-wide lenders
40+ Lenders
Access to major banks and specialist lenders Australia-wide
Bad Credit Specialists
We help Perth residents who have been turned away elsewhere
Fast Approvals
Same-day decisions available despite the time difference
All of WA
Perth metro and regional Western Australia covered
No Credit Impact
Get a quote without affecting your credit score
FIFO Friendly
We understand WA work patterns and income types
Finance Services in Perth
Full range of finance solutions for Perth and WA residents
Car Loans
Finance for new and used vehicles across Perth and WA. From city dealers to regional private sales.
Personal Loans
Flexible personal finance for Perth residents. Debt consolidation, home improvements, or any purpose.
Bad Credit Loans
Specialist lenders for Perth residents with defaults, bankruptcy, or credit issues.
Business Finance
Commercial loans for Perth businesses. Equipment finance, working capital, and vehicle loans.
Truck Finance
Finance for trucks and commercial vehicles. Ideal for WA tradies, mining contractors, and transport operators.
Areas We Service in Western Australia
We help customers across Perth metro and regional WA
Perth CBD & Inner
Northern Suburbs
Southern Suburbs
Eastern Suburbs
Western Suburbs
Regional WA
Plus all other Perth suburbs and regional WA areas. Our online process means we can help you anywhere in Western Australia.
Car Loans for FIFO Workers
Working FIFO in Western Australia? We understand the unique income patterns and lifestyle of FIFO workers. Our brokers know how to present your application to lenders who appreciate the stability and earning potential of FIFO employment.
FIFO-Friendly Finance
Whether you are on a 2/1, 4/1, or any other roster, we can help you find car finance that works with your schedule and income pattern.
Get StartedBad Credit Car Loans in Perth
Had trouble getting approved for a car loan in Perth? We specialise in helping West Australians with credit challenges find finance. Our specialist lenders assess your current ability to repay, not just your credit history.
Perth Car Loan FAQs
Common questions about car finance in Perth
Yes, we help many Perth residents with bad credit find car finance. Our panel includes specialist lenders who look at your current income and ability to repay, not just your credit history. Defaults, bankruptcy, and low credit scores do not automatically mean you cannot get approved.
Despite the time zone difference, most Perth applications re...
Despite the time zone difference, most Perth applications receive a response within 24 hours. Straightforward applications can often be approved the same day. Settlement typically takes 2-5 business days once approved.
Absolutely. Our online application process means we can help...
Absolutely. Our online application process means we can help customers anywhere in WA - from Perth metro to Bunbury, Geraldton, Kalgoorlie, and the Pilbara. Reliable transport is especially important in regional areas, and we are here to help.
Yes, we can arrange finance for all vehicle types including ...
Yes, we can arrange finance for all vehicle types including 4WDs, utes, and SUVs. These are popular choices in WA for work and lifestyle, and our lenders offer competitive rates for these vehicles.
You will generally need proof of ID (drivers licence or pass...
You will generally need proof of ID (drivers licence or passport), proof of income (payslips or tax returns for self-employed), bank statements, and details of any existing debts. For FIFO workers, we understand irregular pay patterns.
Yes, we work with lenders who understand FIFO employment and...
Yes, we work with lenders who understand FIFO employment and income patterns. Many Perth residents work FIFO rosters, and we know how to present these applications to lenders who understand this type of income.
Still have questions? Contact our friendly team