Car Loans & Finance in Sydney
Looking for a car loan or finance in Sydney? Whether you're in Parramatta, the Eastern Suburbs, or anywhere across Greater Sydney, our team can help you find the right finance solution from over 40 lenders - including specialists for bad credit.
Serving all of Greater Sydney with fast approvals and competitive rates
Sydney Car Loans Made Easy
Finding car finance in Sydney does not have to be complicated. At Your Lending Friend, we compare car loans from over 40 lenders to find the right fit for your situation - whether you are buying a new car from a Sydney dealer or a used vehicle from a private seller.
Sydney is home to over 5 million people, and we understand that everyone's financial situation is different. That is why we specialise in helping all types of borrowers, including those with bad credit, self-employed Sydneysiders, and first-time car buyers.
Why Choose Us for Sydney Finance?
Your local finance solution with Australia-wide lending power
40+ Lenders
Access to major banks and specialist lenders across Sydney
Bad Credit Specialists
We help Sydney residents who have been turned away elsewhere
Fast Approvals
Same-day decisions available for Sydney applications
All of Sydney
From Parramatta to Bondi, we service the entire metro area
No Credit Impact
Get a quote without affecting your credit score
Local Understanding
We understand the Sydney market and cost of living
Finance Services in Sydney
Full range of finance solutions for Sydney residents
Car Loans
Finance for new and used vehicles across Sydney. Whether you are buying from a dealer in Parramatta or a private seller in the Eastern Suburbs.
Personal Loans
Flexible personal finance for Sydney residents. Debt consolidation, home improvements, or any personal expense.
Bad Credit Loans
Specialist lenders who help Sydney residents with defaults, bankruptcy history, or low credit scores.
Business Finance
Commercial loans for Sydney businesses. Equipment finance, working capital, and business vehicle loans.
Truck Finance
Finance for trucks and commercial vehicles. Ideal for Sydney tradies, transport operators, and logistics businesses.
Sydney Areas We Service
We help customers across all of Greater Sydney and surrounding regions
Eastern Suburbs
Western Sydney
North Shore
Inner West
South Sydney
Northern Beaches
Plus all other Sydney suburbs and surrounding areas including the Central Coast, Blue Mountains, and Wollongong region.
Bad Credit Car Loans in Sydney
Had trouble getting approved in Sydney? We specialise in helping people with less-than-perfect credit find car finance. Our specialist lenders look at your current situation, not just your credit history.
Sydney Car Loan FAQs
Common questions about car finance in Sydney
Yes, absolutely. We work with specialist lenders who help Sydney residents with bad credit, including those with defaults, bankruptcy history, or low credit scores. Your past financial situation does not have to prevent you from getting a car loan today.
Many of our Sydney customers receive approval within 24 hour...
Many of our Sydney customers receive approval within 24 hours, with some straightforward applications approved the same day. Once approved, settlement typically takes 2-5 business days.
Yes, we service all of Greater Sydney including the CBD, Eas...
Yes, we service all of Greater Sydney including the CBD, Eastern Suburbs, Western Sydney, North Shore, Inner West, South Sydney, and Northern Beaches. Our online application means you can apply from anywhere.
Yes, we can arrange finance for private sales as well as dea...
Yes, we can arrange finance for private sales as well as dealer purchases anywhere in Sydney. For private sales, we may arrange a vehicle inspection to protect your investment.
Generally, you will need proof of identity (drivers licence ...
Generally, you will need proof of identity (drivers licence or passport), proof of income (payslips or tax returns for self-employed), bank statements, and details of any existing debts. Our team will guide you through exactly what is needed.
Yes, some of our lenders offer 100% financing for approved a...
Yes, some of our lenders offer 100% financing for approved applicants. While having a deposit can help secure better rates, it is not always required. We can assess your options based on your specific situation.
Still have questions? Contact our friendly team